Health Insurance.
Zero Spam. Zero Gotchas.
Verify genuine cashless hospitals, calculate fine-print room rent penalties, and defend rejected claims with statutory IRDAI backing.
Everything You Need When Health Insurance Matters Most
Engineered to protect Indian families before purchase, during admission, and after claim disputes.
Statutory Cashless Hospital Directory
Check whether your exact hospital and TPA desk offer direct cashless admission across 32 insurers. Includes ROHINI-style code mapping and the GIC Cashless Everywhere fallback.
Room Rent Haircut Auditor
Did you know a ₹2,000 room upgrade can wipe out 35% of your total claim payout? Test your policy's room sub-limits with our instant 60fps haircut simulator.
Claim Dispute & Ombudsman Dossier
Claim rejected for "non-disclosure" or illegal hospital deductions? Generate statutory self-representation notices and Insurance Ombudsman Form VI packages in seconds.
Zero-Jargon Policy Fine-Print Audit
Side-by-side comparison of Customer Information Sheets (CIS): 5-year moratorium rules, modern treatments coverage, robotic surgery caps, and zonal copay penalties.
Try The Room Rent Haircut Auditor
Room Rent Proportionate Haircut Calculator
See how choosing a room just ₹2,000/day above your policy limit forces a devastating proportionate haircut across your entire hospital bill.
Your selected room falls within your policy eligibility limit, and your bill is within your Sum Insured. No out-of-pocket loss detected.
Audited against IRDAI (Protection of Policyholders' Interests) Master Circular 2024 Clause 16.
Why We Will Never Ask For Your Mobile Number
When you compare insurance on traditional aggregators, your phone number is auctioned to outbound call centers within 60 seconds. You receive dozens of pushy telemarketing calls for weeks.
At TruCover, we believe health insurance is a public necessity, not a telemarketing funnel. Every hospital cashless lookup, room rent calculation, and claim dispute guide is 100% open, anonymous, and free forever.